Applications are now being accepted for the “Mortgage-to-rent” scheme, offering relief to eligible homeowners. The programme, designed to ease housing pressures, will remain open until 31 July 2026.
According to the Ministry of Finance, prospective applicants can access the forms online via the official KEDIPES portal. While the application can be viewed digitally, submissions must be made in hard copy at designated offices.
Where to apply in person
Printed application forms are available at KEDIPES offices at:
Nicosia – 7 Grigori Afxentiou, 1096
Limassol – Gladstonos 97, Oasis Complex, Block E, 3rd floor, 3032
Larnaca – 5 Georgiou Christodoulides Avenue, 6041
Paphos – 7 Kinyras & Korovou Corner, Galaxias Building, Shop 4, 8011
Famagusta – 4 Griva Digeni Street, 1st floor, Paralimni 5281
Mortgage-to-rent supports households facing financial strain
The “mortgage-to-rent” initiative forms part of broader efforts to stabilise the property market and support households facing financial strain. It allows eligible borrowers to transfer ownership of their primary residence to KEDIPES while remaining as tenants, thus protecting them from losing their homes.
With a firm deadline in place, interested parties are encouraged to begin the process promptly. Demand for housing support measures in Cyprus remains strong, reflecting ongoing affordability challenges in key urban areas.
As the application window progresses, further updates are expected regarding participation levels and potential extensions or adjustments to the scheme.
